Effective Date: April 10, 2025

1. Who We Are

Quotient Advisor is the company behind The Qollective, a premier community built for and by wealth advisors committed to strategic excellence, emotional intelligence, and personal growth. For any inquiries, contact us at:

📍 16789 Bernardo Center Dr, San Diego, California 92128, US
📧 info@quotientadvisor.com

2. Use of Our Services

You may use our services only if you are over 18 and legally able to enter a binding contract. You agree not to misuse our services or help others do so.

Misuse includes (but is not limited to):

• Engaging in disruptive or abusive behavior
• Violating the privacy of other members
• Copying or distributing our content without permission
• Misrepresenting yourself or your credentials

3. Membership and Events

By joining The Qollective or registering for our events, you agree to:

• Provide accurate, up-to-date information
• Abide by community guidelines, which we may update periodically
• Respect the confidentiality of shared content and discussions

We reserve the right to refuse or revoke membership or event access at our discretion, particularly in the event of violations.

5. Intellectual Property

All content on our platform, including logos, event materials, presentations, videos, and written resources, are the property of Quotient Advisor or its licensors. You may not reproduce, republish, or distribute content without express permission.

5. Payments and Refunds

Payments for events, workshops, or subscriptions are final unless otherwise specified. Refunds may be granted under limited circumstances and at the sole discretion of Quotient Advisor.

6. Disclaimers

All information provided through our platform is for educational and informational purposes only. It does not constitute financial, legal, or professional advice. We do not guarantee specific outcomes as a result of participation.

You are solely responsible for decisions made based on your experience within The Qollective.

7. Limitation of Liability

To the fullest extent permitted by law, Quotient Advisor and its founders shall not be liable for any indirect, incidental, or consequential damages resulting from your participation, including but not limited to lost profits, data, or business opportunities.

8. Privacy

Your use of our platform is also subject to our Privacy Policy, which outlines how we collect and use your personal data.

9. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict of law principles.

10. Updates to These Terms

We may update these Terms from time to time. When we do, we’ll revise the “Last Updated” date above. Continued use of our services after changes become effective constitutes your acceptance of the revised Terms.

If you have any questions, reach out at info@quotientadvisor.com. Thank you for being part of the most intelligent wealth advisor community on the planet.

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